Why “Unregulated” Guidance Might Be Better Than Regulated

 

Wait – isn’t regulation a good thing?
Absolutely. Regulated financial advisers are required to follow strict rules, maintain licences, and comply with detailed reporting standards. That’s essential when it comes to selling complex financial products.

But what if you’re not looking to buy anything right now?
What if you simply want someone to talk to about your money – without pressure, jargon, or product-driven agendas?
That’s where unregulated financial guidance and coaching come in. For many people, it can actually be more practical, honest, and empowering.

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1. You Get Guidance That Puts You First – Not Products

Regulated advisers often work within a product-based system. That’s how they’re paid – through commissions, ongoing fees, or minimum investment thresholds.
Our approach is different. We focus on you, not your portfolio. There are no hidden sales. No pressure to invest. Just clear, human guidance tailored to your real-life goals.

2. You Can Actually Afford It

Many traditional advisers only work with clients who have £100,000+ to invest.
Our service is different. We offer simple, affordable coaching for anyone – no minimums, no complexity, just help when you need it.

3. It’s About Your Life – Not Just Your Money

We start with your story, not your spreadsheet. We talk about your goals, anxieties, hopes, and habits – not just pensions and ISAs.
It’s not about compliance. It’s about clarity.

4. You Stay in Control

We don’t tell you what to do. We help you understand your choices, make informed decisions, and stay in the driver’s seat.
And if you ever do need formal regulated guidance – for pensions, investments, or specific product recommendations – we have a trusted in-house IFA who’s ready to help.
You’ll only be referred when it’s right for you – not before.

5. It’s Quicker, Simpler, and More Personal

No long wait times. No overwhelming documents.
Just honest conversations, practical tools, and a coach who sees the bigger picture of your life.

So, Is It Right for You?

If you're looking to:
- Rebuild confidence after a financial setback
- Prepare for a major life change (divorce, retirement, inheritance)
- Get a grip on your money without being sold to
- Work through emotional or practical barriers around finances...
Then our coaching is probably a better place to start.

Final Word: We’re Not Selling Products. We’re Helping People.

At Real Money Guide, we offer financial mentoring with heart, not hype.
No hard sells. No hidden charges. Just real support from a qualified coach – and, when needed, the backup of a fully regulated adviser.